How Long Does It Take To Get ERTC Credit Refund?

February 19, 2023

ERTC Refund Processing Time: Everything You Need to Know

The Employee Retention Tax Credit (ERTC) is a refundable tax credit designed to help businesses keep employees on their payroll during the COVID-19 pandemic. Established under the Coronavirus Aid, Relief, and Economic Security (CARES) Act, ERTC aims to alleviate the financial burden on businesses and support the economy.

Why was ERTC created?

ERTC was created in response to the economic crisis caused by the COVID-19 pandemic. As businesses faced temporary closures and reduced demand, the ERTC program was designed to prevent massive layoffs and help employers retain their employees during these challenging times.

Eligibility criteria

Eligible businesses must meet specific criteria to qualify for ERTC, such as experiencing a significant decline in revenue or being subject to a government-mandated shutdown. The rules and eligibility requirements have evolved since the program's inception, so it's crucial to consult updated guidelines from the Internal Revenue Service (IRS)

Understanding ERTC Refund Processing Time

Factors affecting processing time

ERTC refund processing time may vary depending on several factors, including the accuracy of the submitted information, the IRS's workload, and the method of filing (paper or electronic). Furthermore, additional verification processes or the need to amend a claim can also cause delays in refund processing.

Estimated processing time

Although the IRS does not provide specific processing times for ERTC refunds, it usually processes electronically filed claims within 4-5 weeks. We're finding that this process takes an average of 4-8 weeks now. Paper-filed returns can take significantly longer, up to 10 weeks or more. ERTC refund processing times may be subject to change based on the IRS's workload and any potential backlog.

How to track your refund status

To track the status of your ERTC refund, you can use the online tracker, available on their website. You will need your Employer Identification Number (EIN), the tax year, and the amount of the expected credit to access your refund information.

How to Speed Up the ERTC Refund Process

Proper documentation

Ensuring you have all the necessary documentation to support your ERTC claim is essential to avoid delays in processing. This includes records of wages paid to employees, proof of a significant decline in revenue, or evidence of a government-mandated shutdown.

Accurate and complete information

Submitting accurate and complete information is crucial to prevent delays in ERTC refund processing. Double-check all calculations, verify employee information, and ensure you have met all the eligibility requirements before submitting your claim.

Use of electronic filing

Filing your ERTC claim electronically can speed up the refund process. Electronic filing is faster and more efficient than paper filing, as it reduces the risk of human error and enables the IRS to process the claim more quickly.

Common Issues in ERTC Refund Processing

Incorrect or incomplete information

One of the most common reasons for ERTC refund delays is incorrect or incomplete information in the claim. This can lead to the IRS requesting additional information or requiring an amended claim, prolonging the processing time.

Fraudulent claims

Unfortunately, some individuals and businesses may attempt to take advantage of the ERTC program through fraudulent claims. The IRS has measures in place to detect and prevent fraud, which may lead to additional verification processes and longer processing times for legitimate claims.

How to Address ERTC Refund Delays

Contact the IRS

If you suspect that your ERTC refund is delayed, you can contact the IRS for assistance. They can provide information about your refund status and any potential issues affecting the processing time.

Amend your claim

If you discover errors or omissions in your ERTC claim after submission, you should file an amended claim as soon as possible. This can help resolve any delays in processing and ensure you receive your refund in a timely manner.

Seek professional assistance

If you are unsure about any aspect of the ERTC refund process or face difficulties in resolving delays, consider seeking help from an ERTC Tax Credit filing professional like us.

We are well-versed in the process and knowing exactly how to file your return so that there aren't any delays or preventions in your filing. We will also know what to expect, so you aren't wasting any time if you're not sure if you can qualify.

There may also be some added complexity if you've filed for the PPP or other programs in the past. It's important to calculate everything appropriately before filing.

Conclusion

Understanding the ERTC refund processing time and factors that may impact it can help businesses better plan and manage their financial expectations.

By ensuring proper documentation, accurate information, and electronic filing, businesses can speed up the refund process and avoid common issues that lead to delays. In case of refund delays, it's essential to proactively address the issue by contacting the IRS, amending the claim, or seeking professional assistance.

It's also important to note the ERTC Tax Credit Deadline for filing your claims. You want to make sure that you file before these deadlines, or else the benefit will expire and you won't be able to get the tax credit.

Frequently Asked Questions

What is the Employee Retention Tax Credit (ERTC)?

The ERTC is a refundable tax credit designed to help businesses keep employees on their payroll during the COVID-19 pandemic.

How long does it take for the IRS to process ERTC refunds?

While the IRS does not provide specific processing times for ERTC, electronically filed claims are usually processed within 4-8 weeks. Paper-filed returns can take longer.

How can I track the status of my ERTC refund?

You can use the IRS's website to track the status of your ERTC refund, or you may call the IRS phone line instead to try to get a faster response.

What can cause delays in ERTC refund processing?

Delays can be caused by factors such as incorrect or incomplete information, IRS backlog, or additional verification processes for detecting fraud.

What should I do if my ERTC refund is delayed?

Contact the IRS for information on your claim status, file an amended claim if necessary, or seek help from a professional to address the issue. If you're working with us, then we're already on top of it and know exactly what to do. If you aren't yet working with us, simply fill out the form above and we'll give you a call to work on your filing with you.